Reliable mortgage tree reports for buyers, sellers and lenders
Lenders often require a mortgage tree report before approving a loan. Our fast, reliable reports assess whether nearby trees could pose a risk to your new home, helping buyers, sellers, and solicitors keep transactions moving smoothly.
Protecting your property and your purchase
Mortgage lenders and surveyors often require a mortgage tree report if trees are close to a property. Our consultants provide fast, reliable reports that meet lender requirements.
"Our mortgage lender required a tree report before approving the house purchase. The whole process was quick and the report reassured both us and the bank. Fantastic service."
Ensuring trees won’t affect your property purchase
Our mortgage tree reports give lenders and homeowners the clarity they need about nearby trees. Each report combines detailed inspection, professional assessment, and practical guidance, helping you move forward with confidence.
Tree species and condition
We identify all trees close to the property, noting their species, health, and structural condition. This helps assess any potential impact on the home and informs risk evaluation.
Tree proximity to property
Measurements and mapping show exactly how close trees are to buildings and other structures. Understanding distances is crucial for lenders and homeowners when assessing possible risks.
Potential risk of damage
We evaluate whether trees pose a threat to the property, including root growth, branch overhang, or other factors. This ensures any concerns are identified early.
Recommendations if needed
Based on our findings, we provide clear, practical advice on any actions required. This may include maintenance, monitoring, or reassurance that no intervention is necessary.
Ensuring a smooth property exchange for all parties involved
Whether you’re buying or selling a home, nearby trees can impact the process. Our mortgage tree reports provide lenders, buyers, and legal professionals with clear, reliable information so property transactions proceed smoothly and without delays.
Property buyers and homeowners
Buyers often need a mortgage tree report to satisfy their lender and avoid delays in the purchase process.
Mortgage lenders and banks
Lenders request these reports to ensure trees do not threaten the property’s structure or long-term value.
Solicitors and conveyancers
Legal professionals rely on clear tree reports to complete property transactions smoothly.
Vendors and home sellers
Sellers may commission a report in advance to prevent complications when marketing their property.
Mortgage tree survey FAQs
Mortgage tree reports provide the information lenders need when buying or selling a property. These FAQs explain what the survey involves, how quickly it can be completed, and why lenders accept our professional, independent reports.
A mortgage tree report is a survey requested by mortgage lenders when trees are close to a property. It assesses whether the trees could damage foundations, drains, or structures, and confirms whether the risk is acceptable to the lender.
Many lenders request a tree survey if their valuation highlights trees near a house. A professional mortgage tree report reassures lenders by providing evidence of tree safety and risk management.
Mortgage tree reports are usually the cheapest type of tree survey, with costs starting at around £300. The price depends on how many trees are near the property and how detailed the lender requires the report to be.
Mortgage tree reports can normally be delivered within 3–5 working days after inspection. In urgent cases, same-week turnaround is often possible to avoid delays in the mortgage process.
If a mortgage tree survey highlights a risk, the report will recommend proportionate management such as pruning, monitoring, or root investigation. This usually allows the sale to continue once the work is completed.
"We were buying a property with mature trees and needed a mortgage tree report. Jason’s survey was clear, professional, and gave us peace of mind to proceed without delays."
Tree surveys across the Midlands and North of England
We provide all types of commercial and residential tree surveying across the Midlands and the North of England, combining local knowledge with professional expertise.
Manchester tree surveys
Liverpool tree surveys
Sheffield tree surveys
Newcastle tree surveys
Birmingham tree surveys
Coventry tree surveys
Leicester tree surveys
Nottingham tree surveys
Book in your tree survey today
Get clear, professional advice from qualified tree surveyors you can trust. Whether you need a report for planning, insurance, mortgages or safety, we’ll deliver accurate results fast.
